Compound Interest Calculator — Ireland

See how your investments grow after 33% CGT with €1,270 annual exemption. Free compound interest calculator for Irish investors.

Tax Considerations for Irish Investors

Capital Gains Tax (CGT)

33% on capital gains from stocks. ETFs face 38% exit tax (reduced from 41% in 2026) with 8-year deemed disposal rule.

Annual Exemption

€1,270 tax-free allowance per year. Gains below this threshold are not taxed. Note: ETF losses cannot offset other gains.

Deemed Disposal

ETF gains are taxed every 8 years even without selling, making direct stock ownership more tax-efficient for long-term investors.

Disclaimer: This is a simplified calculation. Actual taxes depend on your personal situation, annual exemptions, and when gains are realized. Consult a tax advisor for accurate advice.

Frequently Asked Questions

What return rate should I use?

Historical global stock market returns average 7-10% per year. Use 7% for a conservative estimate that accounts for inflation.

Does this calculator account for inflation?

No, results are shown in nominal terms. Subtract 2-3% from your return rate for a rough inflation-adjusted estimate.

How accurate is this calculation?

This is a simplified estimate. Actual taxes depend on your personal situation, holding period, and local regulations. Consult a tax advisor for precise numbers.

Learn More